Discover an Over the Counter Age Spot Remover

You might disagree, but hear me out on this. Before you buy an over the counter age spot remover, be sure to read the label of ingredients. If you don’t know much about cosmetic ingredients, take a few minutes to read this article, before you buy anything.

Cosmetic manufacturers in the US are allowed to use ingredients that have not been proven safe. Only a few highly toxic ingredients are banned. The majority of allergens, irritants and toxins that were used decades ago are still being used, today.

Petrolatum and mineral oil are still the primary ingredients in creams and lotions, even though it is known that they do not improve the skin’s moisture content. Paraffin is still a primary ingredient in a variety of different cosmetics, even though it is known to strip the skin’s Uncategorized oils and cause excessive dryness.

Petrochemicals, parabens, petroleum-based alcohols…basically, the stuff that they can’t use for anything else is “recommended” for use on your skin. Thousands of years ago, health experts told their patients that they should not use anything on their skin that they would not eat. That motto should have never been ignored.

When it comes to an over the counter age spot remover, the most common ingredient in products manufactured in the US is hydroquinone. It’s effective, but it’s not safe. It has been banned from cosmetics by companies in the European Union. But, it is still prevalent in the US.

Hydroquinone works by inhibiting melanin production. Melanin is the hormone or pigment responsible for the skin’s color. It is also what makes up a clump like a freckle or a group of “so-called” age spots. It would be more accurate to call them sun spots.

If you use an over the counter age spot remover containing hydroquinone, you could increase your risk of skin cancer. A Uncategorized extract from the nut-grass plant is just as effective, but there are no risks associated with its use. But, here’s a question.

Do you just want to get rid of some spots or would you rather even out pigmentation, reduce wrinkles and improve your skin’s overall appearance? Would you like to start delaying, instead of speeding the signs of aging? You can do those things, if you use the right creams on a daily basis.

Instead of throwing your money away on an over the counter age spot remover, start shopping for a good anti-aging cream. Ingredients that are proven effective for that purpose include the protein keratin, the antioxidant coenzyme Q10, Uncategorized vitamin E, extracts from wakame kelp, Shea butter, avocado extract and grape seed oil.

It can be hard to read an ingredients label. Regardless of what the compound is, it looks like some sort of chemical, because of the International Nomenclature for Cosmetics. Some companies are helpful. They list both the common name and the “technical” name.

Make no mistake about it. You can still buy an over the counter age spot remover, if you want. Just be sure that it does not contain hydroquinone. Nut-grass extract is safer and probably more effective.

Visit my site to learn about more amazing safe Uncategorized skin care substances you have probably never heard of.

The Easiest Way to Write, Publish And Be Selling Your First Kindle eBook in 30 Days or Less

Who else would love to write their first eBook this month? Are you a coach, consultant, teacher or trainer who would love to see your first book published, downloaded and discussed around the globe?

The truth is, most online entrepreneurs crave the attention, the affection and the publicity that publishing a book will bring, but don’t have the stamina and persistence to get to the finish line.

After all… writers block is probably the biggest enemy for “REAL” writers who want to self publish, how much harder is it for online entrepreneurs and marketers who want to publish purely for publicity purposes, right?

I’m going to give you a really simple “secret” strategy that will help you overcome this obstacle, and if you follow my directions, you’ll have your first book ready to be uploaded within 30 days. (works in just about any niche you have PASSION or genuine authority or expertise)

The secret is simple.

Codify and collate questions from your community, into content.

For example, the Tumblr platform has baked this into their platform incredibly well, and as a result, some of the most popular Tumblr’s are now very books to boot.

How so?

The “Ask Me Anything” and “Submit” feature allows other readers from around the web to submit questions, thoughts, opinions or stories… and due to the viral nature of social media, and built in beauty of blogging around a topic that people share passion and a sense of purpose… you can get an AVALANCHE of submissions in YOUR niche, very quickly.

Next –

You simply take the best questions, content and submissions, and codify it into a structure that works as a book. It really IS that easy, and if you have a popular blog or Tumblr now with lots of existing readers, you can literally do this in a weekend. (especially if you are in an emotive niche where people like to share)

A great example of this?

There are a bunch, but one of my favorites is the “Clients from Hell” blog. Not only have they created a world famous blog around a pretty common shared experience by service professionals (difficult clients) they’ve turned the blog into a brand, a business and a blooming bank account to boot! (with a whole store set up around T-shirts, Mugs, and other branded goods that creative professionals buy by the busload)

Their book… and blog is ALL user generated content. Anonymous people submitting their horror stories working with clients, or short blurbs about difficult customers. It’s very entertaining, a lot of fun, and one of the most popular books (and brands) in the industry.

I’ve seen this done by psychics, mediums, personal development coaches, online entrepreneurs, designers, credit repair counselors, spiritual teachers and just about every other type of “publisher” you can imagine.

The good news? you can do the very same thing with WordPress, or any other blog platform that accepts submissions, and the truth is… you can do the same thing with Twitter, Facebook, and social media that allows you to accept content from your community.

It’s creative – and cool, and pretty darn easy to establish yourself as a bonafide writer, publisher, expert and authority site in just about any niche you choose… including the one that MAY make you rich!

A Resource Buying Guide For Internet Marketers

The “make money online” crowd is probably the most actively targeted niche market on the internet. Which is quite ironic when you think about it; “The hunters become the hunted.” And it’s not surprising we are so serviced with offers continually, the truth is we are, on the whole, information junkies. We are suckers for a good ebook, report, or video.

The problem is that an over supply of internet marketing tools (even good ones) can leave you feeling overwhelmed, unproductive (too busy reading about internet marketing to actually DO any), and flat broke!

So how do we filter the offers we are bombarded with, so that we invest sanely in our education and resources?  Let me offer this simple “buying guide” to help.

When you boil it all down there are basically 4 different kinds of products on the market, and you have to be able to recognize them so you don’t waste your time and money:

1) Basic training guides & tools. Everyone needs some of these, but you don’t need to be buying 10 versions of the exact same information.

2) Advanced techniques. These are the “Shazaam!” products.  The ones with truly unique and creative ideas. If I can identify which ones these are, I’ll buy them all day long. If I can get ONE really good, repeatable idea, it is money in the bank.  The caveat, though, is you’ve got to actually implement them – otherwise you’re just wasting your money, and spinning your wheels.

3) Tools that make life easier.  These are OK if you’ve got disposable money to spend on them, but if you’ve got a limited budget (like most marketers that are still getting going) you’re probably better off spending it where it can be best leveraged for the most effectiveness.

Case in point: At the time that I’m writing this article I’ve been getting emails all week — I’ve had at least 15 just today – promoting a particular hot product.  The free teaser report is great — it includes a couple of really exciting ideas (see point 2).  However, when I looked at what is actually being offered in the main package – 8 software programs that collate information in various forms from around the internet — they’re all really cool tools, but they are nothing that you can’t already do yourself for free. Cool, but not necessary. Convenient, but not essential.

4) Snake oil. These are the products that are thrown together to make sales to newbies, but they do not work. They are bad advice. You’ll discover that usually the author hasn’t had any success with the method he’s teaching at all, but he can make a few bucks wasting other people’s time with it.

So, when you’re considering buying resources to help you build your online business, read the sales copy discerningly.  Honestly evaluate the product and classify it in one of the above 4 categories.  Then it’s a simple decision to make the appropriate response:

Category 1:  Buy it if you don’t already have a product covering the same topic, or if you are reasonably convinced that your understanding is going to be increased sufficiently to justify the investment.

Category 2:  Buy it, and DO something with it! Don’t procrastinate — take action.  Winners are taking imperfection actions while others are still formulating their “perfect” plans.

Category 3:  Buy it only if you have surplus cash, and don’t mind blowing some on a luxury — because that’s what it is.  Ask yourself, “Could I leverage the money I’m about to spend on this to better effect in my business?”

Category 4:  Click that little “x” button at the top of the browser window, and be proud of yourself that you’ve developed the wisdom and experience to stop wasting time with that kind of rubbish.  If you already bought it before you figured out that its “snake oil”, ask for a refund and chalk it up to experience.

Buying is far more an emotional decision for us than we “savvy entrepreneurs” would care to admit. Anything we can do to take pause and inject some thought into the process will save us time and money. This buying guide offers a place to start.

Tips to Boost Your Commercial Real Estate Career

When you start work in commercial real estate sales or leasing, there is a real temptation to do what everyone else does. That is a real danger in that most salespeople in the industry are not good role models. In fact some agents are really ordinary and they do not share information effectively for new people.

So to improve your chances of being a top agent, you can start to focus on the right things and those things that will build your market share and business. Here are some ways to do that:

  • Find out just who dominates the local property market as a top salesperson in your office and then watch what they do. Review their listings and market share. Drive around their listings and see what makes their listings and marketing different. Do they have more exclusive listings than open listings? How do they market property in this economic environment? What has their sales record been like over the last 12 months? How does their market share compare to other agents?
  • They are likely to have a solid database of local contacts. You will need to start this process for yourself anyway, so ask them what database software they use and if they could show you how they build their prospect list. How do they interact with their clients?
  • They may have been operating in the local property market for some time and this will have bearing on the activities that they undertake every day. They should however still be prospecting to maintain their position as a top agent. Ask if you can sit in on their cold calling time one day to see how they do it and what they say. Perhaps you could replicate their script to words that suit you and your area or property type.
  • Get to know your area really well, and that will mean property owners, business owners, vacant land, property developers, and professionals like solicitors and accountants.
  • Identify the top property locations in your area and inspect the properties for a real understanding of why those areas are favoured. Survey the factors that impact location such as transport, services, amenities, highways, roads, ports, and infrastructure.
  • Get to know the top property owners in the area. Whilst they will be dealing with many agents, you can connect with them now and start to build a level of trust for the time that you will have some property solution that you can offer them.

To rise to the top of your market, you simply need to watch the right people and practice what they do. Build your database from deliberate and directed effort; the property market awaits your involvement.

Windscreen Essentials

A windscreen’s or a windshield’s main function is to serve as a wind and debris cover for people inside and sometimes even supports the vehicle’s frame. Manufacturers configure the screens aerodynamically to not affect the vehicle’s performance. Some even have special substances integrated into them to protect the eyes of the passengers from UV rays. Without windshields, a driver can have difficulty controlling the vehicle. Here some things you need to know in taking care of your windscreens.

Causes of Damage

There are different reasons for your vehicle’s windshield to crack. Here are some of the most common ones:

– Direct Collision: This is the number one cause of shield cracks in road travel. There are small particles and debris that may be invisible to the eye due to your speed in highways. These particles can be gravel, tiny rocks and stones. A car in front of you can propel a small stone strong enough the chip the windscreen glass. The cracks leave room for moisture to accumulate and spread the cracks to the whole windshield gradually.

– Structural Flaw: This reason comes with the vehicle’s old age. When manufacturers make windshields, they unconsciously create weak points at the glass edges. This is because the particles at the edge have no stable gripping. Additionally, builders designed the middle part of the glass to stretch and absorb shock while the edges endure the heavy load.

– Cold Weather: The windscreen reacts to temperature whether it is hot or cold. The difference between the outside and inside temperature can cause distortions to the class that lead to small cracks.

– Hail Storm: Although these events are rare. A windshield suffering damage from a hailstorm renders it to be irreparable.

The small fissures that these factors can cause are unnoticeable. It can make the fracture spread, however, if unaddressed, causing danger to the passengers.

Dangers of Cracks

The most apparent drawback of having cracked windscreens is reduced visibility. One cannot drive without proper vision thus this proves very dangerous to anyone riding the vehicle. Additionally, if the damage becomes significant, the car’s structure might fail, causing the front of the vehicle to cave in unsuspecting passengers. It can also cause the airbags not to release properly, turning simple injuries to fatal ones. windscreen repair is important to continue using the vehicle.

Repairing the Dent

You can buy windscreen repair kits that you can actually use to repair the damage yourself. Bear in mind that these kits are good only for one-time use and may not be applicable to older cracks so repair the dents as soon as you notice them. Be mindful that these kits provide repair for inch long fractures, not the ones that cover the windshield already. Clean the screen before you try to apply the repair kit. Using it on a surface full of dirt and debris can make the resin less effective. Inspect the repair when you are done to make sure you did it correctly.

Installing a New One

There are times when windscreen repair are no longer possible. You can purchase quality windshield glasses from certain dealers but be sure not to do the installation by yourself.

Are There Alternatives to Pay Day or Cash Advance Loans?

Negative government reports, consumer advocate studies, and investigative journalists for newspapers and television, have all taken pay day and cash advance lenders to task for their so-called loan shark activities. These protectors of the common good do have their points, but they offer few alternatives. When folks are in desperate need of cash, when they need the money quickly, there are no viable alternatives. Credit card companies, banks, and other traditional financial institutions are not too interested in loaning $500 to $1,000 to folks in dire need and often with less than stellar credit ratings.

Banning Pay Day or Cash Advance Loans

A market exists for lending money to people who need cash fast, and a legal market is the best answer. What would happen if pay day or cash advance lenders were banned? Law enforcement authorities would soon discover that back alley lenders, organized crime lenders, and other loan sharks will have stepped in to fill the void, exposing otherwise law-abiding citizens to the world of crime. And the enforcement wings of these loan sharks do not just break legs when a borrower cannot repay them on time. Whole families could be practically held hostage for a $500 loan.

Loans Are Interest Rate Heavy

Indeed, pay day and cash advance loans to carry substantial interest rates, far higher than those from traditional lenders with credit scores and collateral to underwrite the loans. But many of these folks do not have valuable property or acceptable credit histories. The fact is, the alternative to not being able to come up with cast in an expedient manner, could cause the borrower a lot more than just footing a high interest loan for a short period of time.

Interest Rates Vs. Financial Relief and Peace of Mind

Lack of cash can mean utility services being interrupted, going without medications or medical treatments, inability to purchase equipment for a business, job, or home necessity,and late payments along with further blemishes on credit reports. The interest rates, while high, are probably a small price to pay for financial relief and peace of mind. Because of the great risks a lender assumes offering these loans, the interest rates may be somewhat justified.

Improvements Needed

Perhaps the biggest problem, next to the high interest rates, is the short term requirements regarding repayment. Often, the very next pay check the borrower receives is eaten up by the repayment. One pay period is often not enough for a borrower to regain their financial bearings. They may have to keep extending the loan and that is where the real interest rates start to go into the loan shark realm. Often, a borrower can get so overwhelmed that they soon are making payments only on the interest.

Last Word on Pay Day or Cash Advance Loans

Many companies, in the onslaught of borrowers needing pay day or cash advance loans, are starting to change the terms of their loans so that they allow up to three months for repayment. They are responsibly addressing the needs of folks in these recessionary times. Three months is often long enough for people to get back on track financially. Unless someone can come up with a better legal alternative, a market exists for pay day and cash advance loans. That market, of course, should be carefully monitored.

Budget Your Total Bathroom Remodel

Like any responsible homeowner or renter, you plan to budget for your upcoming bathroom remodeling project. But finding the dough to accessorize like a celebrity may prove more than challenging. Whether you’re looking to install high-tech toilets, new faucets and showerheads or simply to afford new rugs, follow these penny-pinching tips; you’ll be on your way to a new total bathroom makeover without cutting back on your family’s food or selling your assets.

Plan in Advance

No matter what size remodeling project you plan to undertake, you can never plan too far in advance. The larger the project, the more long term you should think. But before you either sell you’re car or begin purchasing new bathroom accessories or fixtures, write down your plan. Create a mock blueprint of your ideal bathroom, complete with what fixtures you need or want to replace, as well as the aspects you can repurpose and refurbish for free. Now, conduct simple market research online and estimate the average price for the new features you wish to include in your makeover project. For standard durable pieces, look for trusted brands such as Kohler, Price Pfister and American Standard.

A good rule to follow should be based upon how long you intend to stay in your home. If you’re simply looking at a quick fix and sell home, then opt for simple improvements. If your family will be staying for decades, you may want to consider comfort and ease first, and then think of what will increase the value of the home over time.

Additional costs are accrued when you pay for the labor. So no matter how big or small you plan to remodel, also factor in how much – or how little – the cost of labor will be.

Evaluate the Spending

With your estimated expenses in hand, examine your current weekly and monthly spending habits. Are there any areas where you can afford to trim down? A few dollars here and there spent on gourmet coffee, fast food restaurants and even those extra cents tacked onto gasoline prices paid with debit or credit cards can really add up quickly. Budget-friendly ideas include carpooling, consolidating all errands into one day to eliminate expensive fuel costs as well as opting for stay-at-home dinners which tend to be cheaper and healthier.

Stick to the Plan

If you’ve decided to trade in your Chinese take-out Tuesdays and quick trips to the post office for a home cooked meal and a walk to the local stores, then stick to it. And it will be tough to stick to this plan, but be prepared. It’s easy to find excuses (it’s too cold outside to walk); writing down specific tasks on your calendar will help keep you focused on your goal: remodeling your new bathroom. Also, seeing tasks written in permanent ink will help guilt-trip you into behaving, especially if you’ve slipped once or twice.

Small Budget Makeovers

With the rocky economy and unstable job market, many families simply cannot afford a total bathroom makeover as they’ve dreamed. However, a few small and inexpensive changes can transform your bathroom. Often, just a simple accent wall in a dark, rich paint can change the feel of a bathroom instantly-while only a fraction of the cost of totally repainting your entire bathroom. Check out local yard sales and online listings for freebies and discount giveaways; a wicker basket or antique bedside table can double as an artistic and decorative toilet paper holder.

Total Redesign

Transforming your entire bathroom will require a hefty budget, especially if you’re reinstalling valves, bath tubs and cabinetry (which will most likely require the assistance of a professional). Splurge on the luxury model toilets with heated seats, heated tile floors to keep your toes toasty or the automated sink faucets that eliminate wasted water. Over time, you’ll see more money in your pocket, since these luxury upgrades will most likely replace your frequent trips to day spas.

3 Tips For a Budget Holiday Road Trip

Looking for budget travel plans for your next long weekend holiday? A road trip might be your best shot!

1. Rented cars is the most economical solution for road trips.

Car rental companies normally offer a variety of ‘holiday car rental’ packages for holiday travelers to select from. These packages have to be affordable for travelers who are on budget and also wants to have a free & easy driving holiday.

Holiday car rental has been appealing to seasoned travelers and lately has attracted younger travelers that want to explore places that are less travelled. Competitive holiday car rental rates help travelers to save money and enable them to go to places less-travelled where ordinary holiday travelers are unable to explore.

With the advent of intra-Asia travel, holiday car rental will continue to grow as it offers the benefit of leisure travel at individual pace. As a result, many rental companies are aggressively marketing their holiday car rental program to meet the discerning needs of travelers. Several rental companies have seen double digit growth and demand continue to increase for this segment of the business.

2. Plan your route wisely. Use Google Map or GPS Navigation.

A traditional way of planning your driving route is to purchase a printed map from a bookstore. Today, it is a lot more convenient to just route your journey on Google Map, then just print out the map with specific driving directions. But for the adventurous travelers, a GPS navigation system is their best choice. And more than often, a GPS Navigator is included in your rented car for just a little extra money.

3. Travel packages for overnight trips – Low cost and safety.

If you are planning an overnight stay, then you should check with your rental company for any travel packages available. Many do offer competitive travel packages to attract budget holiday travelers. Working closely with travel agencies, they are able to offer special rates on hotels, motels and inns, which sometimes also provide occupants with complimentary breakfast.

It is also usually safer to go with the hotels, motels or inns associated with your rental company. Their relationships with your rental company should indicate that they meet a certain quality standard and are more trustworthy.

The myriad benefits of metal patio furniture

When you’re looking for furniture for your outdoor living space or to grace your swimming pool deck, the advantages of metal patio furniture are countless. Metal patio furniture is both versatile and durable. Patio chair covers, and all patio furniture covers for that matter, are a vital addition to the rugged metal frames. Plastic and wood patio furniture varieties simply do not hold up as well as metal, particularly aluminum, one of the more popular patio furniture metals.

The magical quality of metal patio furniture is its unique combination of strength and portability. These pieces can be easily rearranged and it doesn’t take more than one person to do it so if a party is in the making, you can quickly move the furniture to suit the crowd.

Durability is a big factor for consumers when it comes to their patio furniture. Quality patio furniture covers, and patio chair covers, are a savvy choice for consumers who seek value.

Nothing holds up to the elements like metal, whether your metal of choice is aluminum, wrought iron, or something else. Metal patio furniture is among the most durable of all accessories you can purchase for your home. Considering that outdoor lounges and chairs spend a lot of time in rain, snow, and direct sunlight, they are phenomenally durable. Metal frames are also corrosion proof, so cleaning is easy since all you really have to do is hose the stuff off. Metal patio furniture requires virtually no maintenance.

While steel and wrought iron are not as light as aluminum, they do provide incredible durability. If you choose one of these heavier metals for your patio furniture, even the black, painted metals can be invariably spruced up with extremely colorful cushions and coverings.

Whatever your taste, add a bit of accented hue to the backyard area with an array of color choices.

Metal garden furniture is not only long lasting and versatile, but very easy to maintain. Any garden can become a showplace with the addition of chairs, tables, sofa pieces, or just plain benches. The reasonable prices and wide availability of attractive metal garden furniture make it a perfect choice for homeowners who value aesthetics and economical design.

There Are Many Reasons Car Rentals Offer Cheap Rental Cars and You Should Be Aware of Such Reasons

The most obvious reason why you can get a cheap car rental is when the renting outfit is giving vacation discounts on certain months or seasons of the year. This is a matter of routine that they have to do to remain competitive in their market. Although vacation times are the times when people love to go on holiday trips, they will usually rent from companies with discounted rates.

Other companies apply discounts to their prices for certain special and tourist-attractive destinations. These discounts are seasonal such as if you were to attend the Mardi Gras in New Orleans. These types of discounts you have to avail of early on, perhaps a few weeks before the festivities start. The reason is that there will most often be a last-minute rush to the site just before the fun begins and at that time and usually all promos and packages are suspended. This is perhaps due to the fact that the rental companies may run out of their own vehicles to rent out and will have to borrow from those who have any available and leave off on giving discounts for the borrowed cars.

Alternatively, other discounts are given for the sake of boosting their rentals during the slower months of the year or for destinations that are not very popular.

What is obvious is that you shouldn’t have a difficult time getting a cheap rental car for your outing because car rentals are dying to give you discounts just to keep the money rolling in. They even furnish large companies with discount cards which can be distributed to the employees. So you better check with management, if you are working in a big establishment, about cheap rental car discounts from the better known rental companies.

Because the condition of the car you are renting is determined to a great degree by the age of the car itself, a regular renter should know how to determine the age of the car by looking at its plate number. The formula for doing this is available on the internet and it may be different from one country to another and even from one state to the next. So when you research for ‘how to tell the car’s age from the number’ you should select the rules for the locality you are in.

You should be aware that there are also cheap rental car scams. In this situation you may be getting a car which is poorly conditioned or just plain too old to be road-worthy. Besides the car’s age, a look at the mileage indicator of the car will tell you how much use the motor of that car has seen. Along the same line of good car condition, you should be aware that although you can get cheap rental cars at smaller rental outfits if you need to use it for a long time, there is a catch to this. Smaller outfits will not have that many personnel and if you were expecting them to provide back up for you during an emergency, you may get an unpleasant surprise when you find you have to dish out your own money to have the rented car repaired.